BSP Finance PNG

BSP Finance is an Asset Finance Specialist and a subsidiary of the BSP Group of Companies, the largest bank in Papua New Guinea.


Financial Lease

Commercial Loan

Consumer Vehicle Loan


About BSP Finance

BSP Finance is a wholly owned subsidiary of BSP that specialises in providing Asset Finance solutions to Commercial Customers and Consumers.

We aim to provide innovative and fast financial solutions to our customers, utilising the skills, knowledge and experience of our people. We endeavour to provide excellence in customer service and to create value for our new and existing clients.

We offer a range of asset finance solutions designed to meet every aspect of your project or business requirements. We offer lending and deposit options to customers through:

Finance Lease

A Finance Lease is an agreement allowing the Lessee to rent the Lessor's asset for a pre-determined period of time, for a pre-determined fixed rental amount, with a pre-determined residual value.

At the completion of the lease period, the lessee is offered the option to purchase the asset for the residual value. Finance leases are generally for 100% of the assets value however that is at the discretion of BSP Finance and subject to credit approval.


  • Competitive Interest rates and Flexible Terms offered.
  • Improves company cash flow.
  • Speed of approval turnaround and documentation.
  • Enables financing of income producing assets to improve business profitability.

Commercial Loan

A Commercial Loan with BSP Finance allows a business clients to finance various business assets or capital expenditure requirements whilst managing your cash flows.


  • Minimum Finance amount - K20, 000


  • From 6 Months - 60 Months.
  • The term of the loan will be dependent on the asset type and its economic life.

Consumer Vehicle Loan

A Consumer Vehicle Loan is a fixed term loan repayable in regular instalments covering principal and interest.


  • Minimum loan amount - K20, 000.
  • Maximum Finance Amount - K180, 000.
  • Current employed customers in need of purchasing a motor vehicle for private use and domestic purposes. To apply for this loan product, customer will need to apply directly with our panel of approved motor dealers.
  • BSP Finance offers competitive rates to approved applicants. Terms and Conditions apply.

Term Deposit

BSP Finance provides term deposits for clients wishing to invest in BSPF and want to retain the value of their funds and also benefit from a return of investment.

The BSP Finance Term Deposit is an interest bearing investment account, which is established for a specific amount, for a fixed term and fixed interest rate for personal and business clients wishing to invest in BSPF and want to retain the value of their funds and also benefit from a return of investment.

It is established with the intention that it will not be withdrawn until its maturity.

For further information on BSP Finance, please contact here: